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SpendNotify

Real-time spend alerts

Know the moment
a budget breaks.

Spend management software and platform with real-time budget alerts and live spend visibility

SpendNotify watches the cards and accounts your company already uses and alerts you by email, Slack, or webhook the second an employee, team, or category crosses a limit. Monitoring and alerts only. It never touches your money.

Try the demo

No sales call. Plans are flat per month, not per user.

Live demo: run monitoring on 30 days of card spend

What changes

Four outcomes, in plain words

Software budget at 80% $9,640 of $12,000 · Email Today, 06:12 $9,640 80% cap

Find out before the overspend, not at close

Most teams learn about overspending 3 to 6 weeks after the money left. Real-time budget alerts land at 80% of a budget and again at the cap, while the charge is still fresh.

Marketing $8,200 / $10,000 Sales team $4,100 / $6,000 R. Adler $1,380 / $1,200 Travel $2,050 / $5,000

Every employee, team, and category gets a limit

Set a monthly number for anyone and anything that spends: people, departments, software, travel, meals, ads. No new cards, no new bank, no per-seat meter running.

Duplicate charge, 2 x $1,450 Jun 1 Jun 30

Suspicious charges get flagged the moment they happen

Duplicate charges, amount outliers, unusual merchants, off-hours spikes. Anomaly detection that reads like a news brief in your inbox, not a finding in next year's audit.

Renewals in June 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 Loom renews Jun 18, $290 a month

Subscriptions stop renewing silently

Annual renewal reminders 14 days ahead and price-increase flags through subscription monitoring, not after the third unused year.

How it works

Three steps, no migration

  1. Corporate card and receipts on a desk under a spotlight

    Connect what you already use

    Send in the charges from the cards you already use: an iPhone Shortcut for every Apple Pay payment, your bank's transaction emails forwarded to your private address, or a CSV, OFX or QFX statement. No bank login, nothing switches.

  2. Laptop open on a finance desk at night

    Set budgets and limits

    Per employee, per team, per category. Sensible defaults in minutes, fine control when you want it.

  3. Phone glowing with a notification on a desk at night

    Get the alert the moment a line is crossed

    Email, Slack, or webhook, within seconds of a Shortcut report and about a minute after a forwarded bank email, with the amount, the rule, and who spent.

The full walkthrough of real-time expense tracking, step by step, covers the ways charges come in, thresholds, and alert routing.

CFO in a dark boardroom beside a monthly spend chart

For the CFO

The buyer's math says one caught renewal pays for the year

Finance teams discover overspend at close, weeks after the money moved. By then the duplicate contract renewed and the suspicious charge cleared. The worked example is short:

$449

a duplicate SaaS renewal, billed monthly, that nobody caught

$5,388

what that one duplicate costs over a year. Catch it once and the Growth plan is paid for

$10,000+

median occupational-fraud loss per case in ACFE studies, a category-wide fact

Anomalies that surface in minutes shrink fraud exposure that otherwise waits for the audit. Month-end stops producing surprises, because every surprise already arrived as an alert.

Enterprise signals

Enterprise tier

  • Signed webhook + API
  • Unlimited cards and seats
  • Security questionnaire + DPA
  • Invoicing / PO

The posture is detailed on the security page, and the terms live in the Enterprise tier.

Pricing

Flat monthly rates, not per-seat meters

Flat monthly plans for the whole company.

Swipe the table sideways to compare all columns.

Pricing for SpendNotify spend management software: Team, Growth, Scale, and Enterprise tiers
Plan detail Team $199/mo Most popular Growth $449/mo Scale $999/mo Enterprise $1,999/mo
Monitored employees / cards up to 25 up to 100 up to 500 Unlimited
Alert channels Email + Slack + webhook + webhook + webhook / API
Seats 3 10 25 Unlimited

Yearly rates, tier limits, and the full comparison are on the pricing page. No per-seat meters.

Questions

Fair questions, straight answers

Is SpendNotify accounting software or a bank?

Neither. SpendNotify is a monitoring and alerting layer. It watches spend on the cards and accounts you already have and sends alerts. It does not do your books, issue cards, or hold money.

Do we have to switch cards or banks?

No. That is the point. SpendNotify works with the corporate cards and bank accounts you already have. Charges reach it through an iPhone Shortcut for every Apple Pay payment, your bank's own transaction emails forwarded to your private SpendNotify address, or a CSV, OFX or QFX statement. You keep your providers, your card program, and your banking relationships, and you never hand over a bank login.

Can SpendNotify move or block money?

No. SpendNotify is read-only by design. It can see spend, it can never move it. Alerts tell you the moment something crosses a line, and acting on them stays entirely in your hands.

How do I get started?

You leave your work email, confirm it with a code, and your account is created. Plans are flat per month, not per user, with no commitment.

How much does SpendNotify cost?

Pricing is flat per month, not per user: Team $199, Growth $449, Scale $999 and Enterprise $1,999, each bought by card with no sales call.

Is my email safe?

Yes. We use your email to confirm your signup and to run your account. We do not sell it or share it, and one click removes it.

Which channels do alerts use?

Email and Slack on every tier, and from the Growth tier up a signed webhook that posts every alert as JSON to your own systems. Enterprise adds the charge intake API. Every alert goes to all the seats on your plan and to every channel you set up.

Real-time spend alerts

Find out before the overspend, not at close.

Real-time budget alerts on the cards and accounts you already have. Create your account with your work email.